Workers compensation insurance is available for every type of occupational class at competitive rates and in some cases can be packaged with the business line.

Workers’ compensation insurance, sometimes called workman’s compensation insurance, workers’ liability insurance or workers’ comp insurance, covers your employees’ medical expenses and at least some portion of their lost wages if they are injured on the job.

Because workers’ comp insurance is mandated by law, small-business owners often think that it is just one more overhead expense that provides little benefit. But good workers’ compensation insurance is actually an affordable benefit that protects both you and your employees.

The cost of workers’ comp insurance can vary widely depending on many options, so if you are comparing premium costs, you need to be aware of all the variables.

You do everything you can to keep your employees safe on the job. Still, an accident can happen when you least expect it. Just one injury can sideline an employee for months, leading to serious financial hardship. And since fault does not matter when it comes to workplace injuries, you may be responsible for an employee injured on the job.

Fortunately there is a way to protect your business from a lawsuit and your employees from loss of income. Henderson Insurance can provide a full explanation of the importance and coverages within this product.

Workers compensation insurance

business insurance

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